Teach Kids About Work and Money: Free Online Chore Chart

*affiliate links may be present

 

I just love this free online chore chart!

The chore list

The chore list (Photo credit: demandaj)

I’m always on the lookout for specials and free deals to improve our lives on the home front. MyJobChart.com is a valuable resource for families. Teaching kids about work and money is an important part of  family life. Having tools that make it simple can take the sting of chore time as they tend to build motivation.

FREE online chore chart that motivates your kids and earns them rewards that they can save, donate to charity, or spend on toys!

Motivating Your Kids Is Easy: Just 1-2-3:

1) Sign-up for MyJobChart!

2) Assign Chores to Your Kids

3) Reward Your Kids For Great Work!

 

Chores in a children's home

Chores in a children’s home (Photo credit: theirhistory)

A Chore Chart makes it easy to assign chores, and makes it more motivating for children to fulfill them.  It facilitates fun, engaging, hands-on learning and teaches children the principles of sharing, saving, and spending.  MyJobChart.com gives parents the tools they need to instill a strong work ethic and teach financial responsibility.

For me, an effective resource needs to be both frugal and simple to use – in order to be worth the time and effort of using it. As long as you are reasonably familiar with using online services, you should not have trouble with this one. I believe it can be especially beneficial in organizing large family chores.

Once your basic information is in place, it only takes a short time each week to add additional information to personalize any particular week or month for your family.

Do you use chore charts in your home? Have you tried an online version? 

Molly Green Magazine members gain wisdom and knowledge from years of practical application in the arts of household management from FlyLady.com  - Find out more about the extra benefits of becoming a Molly Member HERE. 

 

linking with Works for Me Wed

Enhanced by Zemanta

Big Giveaway: from Favado to encourage Family Dinners

*affiliate links present 
We take family dinners seriously, here at Molly Green. The family time,  the planning, and preparing of family meal time is not always easy to come by these days for busy families.

An attractive dinner setting

Does dinner time at your house leave you feeling frustrated? Is it too difficult to menu plan and serve a meal that everyone will enjoy while sticking to a budget. Don’t be discouraged because you are not alone.
Guest post from Inspired Bloggers Network – with Giveaway hosted, in part, by Molly Green!
Over the next two weeks, the Inspired Bloggers Network is teaming together with Favado and $5 Dinners to equip you with the tips and inspiration you need to make dinner time with the family a less stressful ordeal. You can follow all of our updates in social media with the hashtag #inspiredfamilydinners, but first, we want you to get to know our sponsors with an awesome giveaway!

Enter to win an All-Clad Cookware set and $5 Dinners Cookbook Gift Basket for Inspired Family Dinners with Favado

 
Enter to win an All-Clad Cookware Set (valued at $800) from Favado and a Cookbook Gift Basket from $5 Dinners between now and February 23rd at 11:59 PM CST.

About Favado

Favado is a mobile savings app that helps shoppers stop overspending on groceries by notifying them when their favorite items are on sale.
With Favado, users can…
  • Compare prices across multiple local grocery and drugstores.
  • Search for best prices on individual ingredients.
  • Personalize their favorite products and brands to quickly see best deals for those items each week.
  • Quickly find coupons for the products that are already on sale for “double the discount.”
  • Build a shopping list in the app, so you don’t forget anything that’s on sale!
Favado has money saving experts who hand select sales and coupons every week — in more than 65,000 grocery and drugstores nationwide — to enable discovery of the best deals for savings up to 70% on everyday items.

So, sign up for Favado and start saving.

Then, follow Favado everywhere: Twitter, Facebook, and Pinterest.

Win $1,000 with #FavadoLove


About $5 Dinners

Erin Chase has helped millions of families across the countries enjoy delicious and nutritious family dinners, for less! She’s put together a gift basket with a copy of each of her cookbooks:
The $5 Dinner Mom Cookbook , her The $5 Dinner Mom Breakfast and Lunch Cookbook, and her The $5 Dinner Mom One-Dish Dinners Cookbook -along with some fabulous cooking utensils!

You can find more of her great recipes at 5DollarDinners.com.

Enter to win

To enter for a chance to with the All-Clad Cookware Set (valued at $800) from Favado and a Cookbook Gift Basket from $5 Dinners, you must choose from any (or all) of the choices in the giveaway widget below. This giveaway will close on February 23rd at 11:59 PM CST. For official rules, please view below.

Follow link below to enter Giveaway

a Rafflecopter giveaway

Disclaimer: No purchase necessary. Void where prohibited by law. Facebook and Pinterest are in no way connected or responsible for this giveaway and are held blameless of all legal responsibilities. Winning entry will be selected through Rafflecopter using Random.org and will be notified by email on February 24, 2014. If the winner has not responded within 48 hours, another winner will be selected. Good luck.

Creative Christmas gift for friends & loved ones

*affiliate links may be present

Thinking outside the box this year for Christmas? Midge has a few ideas up her sleeve to share with you!

midge Christmas ideas

Hi there! Midge again – I’m giving my newly educated frugal mind a good old fashioned work out this Christmas, as I try to stick to a rather strict budget for our family.

Although the gifts are not the most important thing about our Christmas celebrations, I do like to make sure each of our loved ones has a little something to show how much they mean to us.

 

With a budget as strict as the one cousin Molly has put me on this year, it means digging deep and getting creative. I thought you might enjoy seeing some of what I have come up with so far for some special friends who love to garden.

Any input is welcome as we put our heads together and think outside the proverbial Christmas box!
For those sweet gardener friends of mine – I thought new gardening kits would be fun. I found this one pre-made.

Fiskars 9424 Garden Bucket Caddy – Under $12 (not including the bucket or tools – just the apron bucket caddy)

 

gardening bucket - Christmas ideas
I also found this beautiful pink one that I love, but it is double the cost at about $25:

pink garden caddy for Christmas

 

Bond 6930 Pink 5 Piece Garden Tool Bag Gift Set

Other things I came across in my research include this good looking garden hat that could be added to a basket of goodies!

The Womanswork Cotton Rancher hat is $15.98

I found a 3 pack of pretty garden gloves for only $9.47 – which could all be added to one big basket or separated into 3 individual gift packs for friends and loved ones.

For my particularly small budget, I have gathered several pretty baskets from around the house. A couple of them will get a fresh coating of paint to freshen them up. Using things I have, giving them new life with a fresh coat of paint, and creating something new as a creative gift idea is a terrific way to be both frugal and green. So far, I am sure I have Molly’s approval!

My plan is to use homemade shredded paper – from saved colored scrap paper or left over paper grocery bags to fill the base of the up-cycled baskets. I get free shipping from Amazon on all the products I’ve added here with my Amazon Prime membership. You might find other deals locally instead of shopping online. I find it both frugal and convenient to use the Amazon Prime account.
I could divide the 3 pairs of pretty gloves between each basket. I have ordered this 4 pack of Heirloom tomato seeds – from Ferry Morse for only $7.16 and will add a packet of those for sure. Each of my loved ones will appreciate the heirloom seeds because they will be able to reproduce the tasty tomatoes year after year!

I was fortunate enough to find a large pack of vegetable seeds for less than $21  - Ferry Morse Vegetable Garden - It contains 12 different Ferry Morse seed packets.

With the addition of these Peat pots, my plan began to take shape!

 

gardnergiftbaskets

My most frugal option, and one I believe my friends will love, came together as follows:

3 baskets from my own gift storage – FREE

Paper filling for gift baskets – FREE

Wooden tongue depressors - $6.56 (I plan to paint and label these to dress them up)

12 packs of Ferry Morse Vegetable Garden seeds - $20.47

4 pack of Heirloom Tomato seeds – $7.16

Set of 15 Peat pots – $4.27

3 of the $5 aprons – $15.00

Total cost = $53.36 or $17.79 for each gift basket

Add the gloves and the total would be $20.94 each

Additionally, I have several mason jars to place in the baskets. They will hold the personalized plant markers and may be used for ice tea or lemonade while working in the garden. I’ve added little garden notebooks for recording planting information.

These were also FREE as I had them on hand. If needed, you can easily find cute notebooks at the dollar store.

If you decide to think outside the box and make a frugal Christmas basket of your own – you could even add a small container of home baked cookies just to push your delighted friends right over the edge!

Comparable gift baskets  I came across ran on average between $40 and $124 a piece and were far less personal.

All in all – I believe any garden savvy friend would love to receive one of these as a gift any time of the year, and they sure won’t break the bank.

Sneak Peek Monday~ HALF OFF SALE

Are you squeezing 32 hours into a 24-hour day? How often does your money do a disappearing act? Is stuff overflowing your home and hindering your happiness?

Time, money, and belongings—everyone deals with them. Find out how to get a grip on it all.

Evaluate, Prioritize, Organize is this week’s featured HALF OFF magazine!

It’s a perfect time to evaluate just how you’re managing, reassess your life priorities, and put some worthwhile organizational tools in place. Whether it’s time, money, or belongings, learn to evaluate, prioritize, and organize—everything fits into this simple management formula.

Spend just $2.50, apply just one tip from each issue and you’ll easily save the cost of the magazine!

There are so many ways to save and a lot to learn. . . a small price to pay compared to the great benefits you’ll receive and the money you’ll be saving once you dig into this magazine! Buy this E-Magazine for ONLY $2.50 (sale price is reflected upon checkout)!

Molly members already have this magazine in your member page! Simply click the “Molly Members” tab above, log in, and search out January 2010.

If you’re not a Molly member, check out everything you receive and sign up now on our SUBSCRIPTION PAGE!

Sneak Peek Monday~ Budget Your Vacation

Tis the season for vacation planning. . . take a sneak peek into my FRUGAL FAMILY VACATIONS magazine today!

Keeping it All Together: Budget Your Vacation

This magazine’s theme is frugal family vacations, and we’ll be looking at a lot of different ways to save money and still enjoy relaxing time together as a family. This column will help to organize your vacation budget and finances (be sure to check the forms at the end of the magazine)!

Vacations do not have to be expensive, especially if you plan ahead. The most important step is to consider where you will need to spend your money—transportation, food, lodging, etc. I have included a worksheet at the end of this Digest for you to print out and use to help you plan the financial aspect of your vacation. First, you need to set a budget based on the cash you have on hand and whatever you will be willing to put on your credit card. If you are going to pay for part of your vacation with credit, be sure that you have a plan in place to pay off that balance as soon as possible.

One of the best ways to save money is to look for vacation packages that include lodging and entertainment in one price. Usually you have to book a room for a certain number of nights, but you’ll save money on tickets to theme parks and other local attractions. Often it is worth it to use a local travel agent, as they have access to deals that you cannot get on your own. You might want to call a couple of local agents to see if they have any specials available. You can also save money by staying at a campground.

Before you get in the car or plane to travel to your vacation destination, plan activities that will keep the kids busy. If they are busy, you might not hear, “Are we there yet?” as often! Head to the local dollar store, and buy some items for a travel “goody bag” like coloring books and crayons, search-a-words, handheld games, stickers and paper, Mad Libs™, etc. Wrap each item and have a schedule set so that the kids know when they can open up a new “present.” This could include times when you cross state lines, stop for a gas refill, see a certain roadside sign, etc. Make it a fun travel “treasure hunt.” Don’t forget to include some snacks and times to eat them. Hungry children do not make for a good trip!

If you are able to afford to travel this year, here are some more tips for saving money when planning for your vacation. At the end of this magazine, you will also find a vacation checklist to remind you of all of the steps to take to plan the perfect vacation.

For more of this article on planning a frugal vacation, CLICK HERE to purchase Frugal Family Vacations as a single issue.

Molly members already have this magazine in your member page! Simply click the “Molly Members” tab above, log in, and search out June 2009.

If you’re not a Molly member, check out everything you receive and sign up now on our SUBSCRIPTION PAGE! 

 

Sneak Peek Monday~ Organizing With Molly

Take a sneak peek into my Molly Gets Organized- All in One Place E-Book today!

“I have to confess that I love organizational stuff—boxes and tubs, cute little containers and fancy folders, racks and files—I could spend a lot of money on that kind of stuff! But I don’t. I do look at garage sales and thrift stores and have found some real deals that way. Here’s a list of organizing ideas using recycled and repurposed objects you may have lying around the house. They’re serviceable, and feel free to pretty them up whatever way you like!”

To get the list of organizing ideas, CLICK HERE to purchase Molly Gets Organized- All in One Place as a single issue. Once you get to the checkout, you will ONLY be charged $1 (good only for the month of March)!

Molly members (who have paid the one-time yearly price) already have Molly Gets Organized- All in One Place in your member page! Members who pay month-to-month will have this available after the 2nd month of membership. Simply click the “Molly Members” tab above, log in, and search it out.

If you’re not a Molly member and you would like to take advantage of BIG savings, please visit our SUBSCRIPTION PAGE to sign up now!

DIY Stationary Holder/Carrier ($3 project)

Today’s guest blog is featured by: Kimberly Anthony.

If you are like me and have a child who loves to color, you may have tried several storage options only to have them fail . . . my little brain got to work  (I got to digging and walking) and I came across this picnic holder for napkins and such at a general store for $2.

I tell you I got excited because it wouldn’t only store the items, BUT my daughter could carry it everywhere (in the car, house, outside, etc). I just lined the inside of it so items wouldn’t slide through. I lined it with 3in x 3in card stock strips and then I just hooked it with paper clips, but you could line it with plastic canvas and whip stitch around it.

Kimberly Anthony is a blogger and mother to a little girl (who is just beginning homeschooling). She began couponing after a severe car accident that left her unable to work. She shops for 6 months at a time, the rest of the year she shops for fresh produce (and enjoys the rock bottom deals from her stockpile). Her way of savings has freed them to take vacations, renovate their home, etc. You can find more of Kimberly’s savings & experiences at her blog: Crazy Coupon Critter.

Large Family Vacation Ideas

h

Planning a vacation or a Spring Break getaway? That can sometimes be difficult for a large family, let’s explore some frugal travel options.

Family Vacation

Plan ahead, anyone traveling with children must plan ahead. Even if it’s a simple family-friendly vacation to visit the relatives, you might like to start planning two to three months in advance. For a big family vacation, plan a year or more in advance. Many resorts and cruise lines have deals for early bookings, allowing families to save money.

Family Vacation Time in the Low Season

Taking a family vacation during the “off” season is another option to help to save money. When everyone else returns to work or school, vacation cities and resort towns look for ways to fill empty hotels and vacation homes. Large family vacations may be cheaper if planned in early fall or right after Christmas.

Vacation Accommodations for Large Families

Staying in a hotel can be the biggest expense for a large family. Since most chains limit how many people can stay in a room, this usually means that two or more rooms will be needed. Places like Comfort Inn or hotels ending in the word suite, (Embassy Suites, Homewood Suites), are family-friendly and usually have hotel rooms for big families at reasonable rates.

Look at alternatives to staying in expensive hotels. Many large families go camping or own an RV. Consider buying a large family tent, pop up camper, or RV. Good deals on camping equipment can usually be found right after Christmas and after hunting season.

If camping won’t work for your family, consider renting a vacation home. Many resort locations offer the rental of a nice vacation home for around a $100 to $150 a night. However, renting a vacation home usually requires a minimum of a five-night stay.

Theme Parks 

For many families with children, a family vacation destination is often a theme park like Six Flags, Sea World, or Disney World. With a little planning, it is possible to enjoy a day at a theme park with a large family. As vacation season approaches, start looking for special deals, discounts, and group rates to the parks of your choice. Many national grocery store chains offer season passes to local amusement parks for just a little more than a one day pass!

State Parks and National Parks

Vacation destinations are sometimes planned around the locations of state parks and national parks. Every state has several parks to choose from. These parks offer camping and RV sites. A few offer the use of covered shelters and air conditioned cabins. This is a cheap alternative to an expensive hotel. Campground fees vary, but it would be rare to spend more than $80 a night even for the best accommodations. There are many fun, family activities to do while staying at a state park. Most state parks offer swimming, fishing, and hiking.

Molly-GoesCamping273

Molly Goes Camping & Molly Saves on the Go!

Need a few more ideas? Check out my e-books Molly Goes Camping and Molly Saves on the Go. Both of these are full of resources for family travel and recreation on a budget.

Do you have a family trip planned this year? Where are you going and what frugal tips have you planned to the save while traveling?

Learning to Save Money on Almost Everything, Especially at Christmas Time!

Financially, times are tough. Everywhere you look, stores are closing, prices are rising, and great deals are getting harder and harder to find.

We here at Econobusters understand everyone needs a helping hand. That’s one of our main principles, everyone working together to bust through these hard economic times!

Easy Ways to Save Money

Search the weekly ads and use coupons. Most grocery ads come out every Wednesday and retail ads come out on Sundays. The age of the giant Sunday newspaper full of ads and coupons has almost passed us by. Now days, you might find good deals in the Sunday paper, but your best bet is to hit the web. One of the best ad websites for supermarkets and retail chains is SundaySaver.com. They post links to almost all of the national chain stores.

Have you read The Coupon Craze: Chaos or Common Cents issue of Molly Green Magazine? Check it out!

Major Coupon Networks and Companies

Most coupon lovers are familiar with the  inserts found in the Sunday newspaper. The three main companies that provide these coupons are Smart Source, Red Plum, and Proctor & Gamble. All three companies also provide coupons online. Providing printable coupons on the Internet makes collecting and sharing coupons with others very simple. In fact, one website, Coupons.com, usually hosts them all in one place.

Make Shopping a Game

Create a monthly challenge. Each month, make it a goal to save more than the month before. Find ways to collect more coupons, stack more deals, and earn more rebates. Over time, shoppers learn pricing and predict when items will go on sale. Look for deals all year long: garage sales, thrift stores, second hand stores, Goodwill, and Salvation Army.

Don’t Forget FREE and FREEBIES

You might begin by signing up for your local Freecycle group. Anytime you need something for yourself, the home, or the kids, ask your Freecycle group first. This is an easy way to receive TVs, electronics, small appliances, clothes, toys, and books. You can also list things you no longer need on this group!

Speaking of books, we all know about Amazon, but occasionally, you can find what you want for free on Paperback Swap. You post the books you no longer want. Other people request those books from you. You mail a book to that person, (at your cost), and then you get to pick a book to be mailed to you! If the book you are looking for isn’t listed, check Deal Oz. This website does the book searching for you and finds the best deals on the web for books, CDs and DVDs.

Lastly, you might be interested in these points incentive programs: MyPoints, Swagbucks, and Amazon. You can earn points toward free gift cards simply by reading MyPoints daily emails, (no purchase required). If you use Swagbucks as your search engine, you also can earn points toward free gift cards, but it’s not as easy as MyPoints. Amazon has started a new incentive program where you agree to review products. If you are chosen. They send you the products free of charge to keep!!! It’s called the Amazon Vine. Check it out!

What great deals have you found that save money, especially during the holidays?

Enhanced by Zemanta

Frugal Shopping Strategies

Shoppers are always looking for ways to make the best decisions, find the best deals, and save as much money as possible. To help you cut down on costs when buying your groceries, take a look at some of these tips from our guest poster, Kate Sorensen.  Molly

3 Frugal Grocery Shopping Strategies–Pay Less, Enjoy More

1. Make Good Decisions When Buying Meat
Meat is one of the more expensive products commonly purchased at grocery stores, and also one of the least healthy. Oprah.com offers tips on how to reduce the money spent on meat. Its first suggestion is to simply eat less meat, as it often can contain a lot of unhealthy saturated animal fat. Chef Sara Moulton recommends to “treat [meat] more like a flavoring and less like the center-of-the-plate item.” On the same token, Moulton proposes going vegetarian once a week, suggesting using tasty legumes as the base of the meal. When you do buy meats, she claims that the less-processed the meats, the better. “So, buy chicken thighs on the bone instead of boneless, skinless chicken breasts. Skin, which is really fat, and bones contribute flavor and can be removed after you cook the chicken.”

2. Make Soup More Often
Soup is a delicious meal that is always affordable. Moulton advises to “base your soup on legumes and vegetables, and if you want a creamer soup, use an immersion blender to thicken it.” Often, the bits of other meals we throw away are not garbage at all; Shelby Gilje of the Seattle Times writes on her realization that she had been throwing away food she could have been using in soups. “I learned that serious cooks recommend saving meat bones and less-than-prime vegetables for soup stock. It’s nutritious and good for the budget, too.” Other commonly thrown away items she cites are turkey carcasses, salmon bones, and various limp vegetables. Gilje explains that you can throw your ingredients in a stock pot and let them simmer while you do other tasks, then store the soup in the freezer when it’s done. When you’re ready to eat it, all it takes is a reheating and an addition of herbs and other toppings.

3. Don’t Buy Certain Products Organic
Sure, eating organic foods in most cases is worth the extra cost as it protects you from dangerous pesticides, but there are certain products where conventional buying is just as safe. Brierley Wright from Eating Well, in her article Trying to save money? 15 foods you don’t need to buy organic, lists 15 fruits and vegetables least likely to contain pesticides. The list includes onions, avocado, watermelon, kiwi, and more. Purchasing these items conventionally runs a low risk of danger at a much cheaper price than organic purchases.

Shopping and cooking smart will go a long way in cutting down the cost of eating. Follow these tips and expect to save a lot of money grocery shopping; expand on them to fit your habits and save even more.

Kate Sorensen is a working mother of two small children who lives outside of Des Moines, Iowa. She has a background in marketing and public relations and enjoys sharing great deals and how to save money. You can find her on Facebook and Twitter under Coupon Cravings or at www.couponcravings.com.